Skill-based competitive gaming

Win on skill,
not on luck.

Short tournaments. The same board for everyone. The best run wins.

In one sentence

Game4Pay is a tournament platform where players pay a small entry, play the same game on the same board, and the highest score takes the prize.

No dealer. No wheel. No house side of a bet. Just who played it better.

The distinction that matters

Skill, not gambling

This is not a claim about intent — it is a property of how the product is built. Each row below is something you can verify by playing.

  1. 01

    Everyone gets the identical board

    Every player in a group receives the same puzzle, generated from the same seed. A score difference cannot be blamed on a luckier deal.

  2. 02

    No chance decides the result

    The games are deterministic. There is no random element anywhere in the win condition.

  3. 03

    We do not play against you

    The platform takes a fixed, disclosed service fee from the prize pool. It has no position on who wins.

  4. 04

    You are matched by ability

    Pairing uses a skill rating derived only from settled results — an expert is not put against a newcomer.

  5. 05

    It is a contest, not a wager

    Entry fee, prize pool, published prize structure, ranked settlement.

The mechanism

Same board. Same clock.

This is the mechanism the whole product rests on, so it is worth being precise about it.

Player one
Player two

One seed per group

The board is generated once, from a seed tied to the group. Every member is served that board — not a similar one.

The same duration

Everyone gets the same clock, started when they begin their attempt.

Matched by skill band

Groups are formed from players of comparable rating, so the contest is between people who can actually beat each other.

Settlement is deterministic

Scores are ranked, the published split is applied, and the result is recorded. Nothing is adjusted afterwards.

How it works

Four steps

  1. 1

    Sign up

    Email, Google, Apple, Facebook or a passkey. Under a minute.

  2. 2

    Fund your wallet

    Bank transfer, USSD, OPay or mobile money, in NGN or GHS.

  3. 3

    Join a tournament

    Pick a game, see the entry and the prize, join a group.

  4. 4

    Play and win

    Same board as everyone else. Highest score takes the prize.

Sign up
Fund your wallet
Join a tournament
Play

Getting the app

Three ways in

Any device

Install as a PWA

Add it to your home screen on iPhone, iPad, Android, Mac or Windows. Its own icon, its own window, works offline.

Any device

Play in any browser

Open game4pay.com and play. Nothing to install, nothing to approve.

Android

Direct download

The Android APK, straight from game4pay.com, with a published SHA-256 checksum.

The installed web app is the full product — same account, same tournaments, same wallet. It is not a cut-down version.

Signing up

However you prefer

The sign-up screen

Security

Built for money, not for demos

Getting in

  • Two-factor authentication (TOTP)
  • Passkeys and biometric sign-in
  • Device sessions you can review and revoke

Moving money

  • Step-up verification on withdrawals
  • A transaction PIN
  • Velocity limits per period

Your identity

  • Tiered identity verification
  • Encrypted in transit, always
  • Deletion on request — and we say what we must keep

Account deletion is pseudonymisation, not erasure: the ledger is retained for the period anti-money-laundering rules require, with your identity removed from it.

Currencies

Two wallets, one account

₦

NGN

Nigerian Naira

₵

GHS

Ghanaian Cedi

Hold both. Payout corridors follow the CURRENCY of the wallet, not the country on your account.

Funding and withdrawing

In, and back out

Money in

  • Bank transfer and your own account number
  • USSD and OPay
  • Mobile money (Ghana)

Money out

  • Saved payout accounts
  • Verified before first use
  • Corridor follows the wallet currency

18+ and identity verification apply before money moves either way.

The wallet screen

Tournaments

Two shapes

Group

  • A fixed number of seats
  • Everyone plays the same board
  • Starts when the group fills
  • Prize split published before you join

Leaderboard

  • Open for a set window
  • Ranked by best score
  • Play now, watch your position
  • Settles when the window closes
Tournaments
Group lobby
Live leaderboard

Play with people you know

Host your own

A private group lobby

The games

Two tiers

Tournament games

Cash entry, cash prizes, skill-matched groups.

Game Lab

Free to play, practise as much as you like, no entry and no prize.

The catalogue
Game Lab
Marble Quest
Nova Rush

New titles are added to the Lab first, and promoted once they have been played enough to be understood.

Not a solitary app

People

Messages

The product

What it actually looks like

home
tournaments
leaderboard live
wallet
transactions
game catalogue
messages
account

Responsible play

The parts nobody puts on a poster

  1. 01

    18+ on money, not on the app

    Anyone can practise. Paid entry and withdrawal are gated on age.

  2. 02

    Self-exclusion

    Available from inside the app, and honoured immediately.

  3. 03

    Limits

    Velocity limits per period, and identity tiers that raise them deliberately.

  4. 04

    Territory controls

    Paid entry is switched off where we do not serve. Free tournaments and practice stay open, and an existing balance can still be withdrawn.

  5. 05

    Support that answers

    In-app tickets with a real thread, not a form that disappears.

FAQ

The ten questions everyone asks

Is this gambling?
No. There is no chance element in the win condition, everyone in a group plays the identical board, and the platform holds no position on the outcome.
How do I know the board is really the same?
Play a group with a friend, side by side. It is the same board — that is the point, and it is visible.
What does Game4Pay make?
A fixed, disclosed service fee taken from the prize pool. It is the same whoever wins.
Which currencies can I hold?
Naira and cedis (NGN · GHS). You can hold both.
How fast are withdrawals?
To a verified payout account, as fast as the local rail moves. You are told the state at every step.
Do I need the app?
No. It installs from your browser on any device, and that is the full product.
Is there an iPhone app?
The installed web app is how Game4Pay runs on iPhone and iPad. It gets its own icon and opens full-screen.
Can I play for free?
Yes. Game Lab is free, and free-entry tournaments run alongside the paid ones.
How are opponents chosen?
By skill rating, derived only from settled results. You are not put against an expert on your first day.
What happens to my data if I leave?
Your identity is removed. The financial ledger is retained for the period the rules require — we do not pretend otherwise.

Play the same board.
Win on skill.

game4pay.com

Download the PDF